Flat Rate

Simple Fixed Flat Rate for All Credit Card Payments You Process.

Payor offers a simple monthly flat rate for Credit Card transactions which is substantially lower than other providers, keeping you high in your savings.

Easy On-boarding

Get started with Payor’s  Interchange + program without long approval queues or hefty documentation. We have made it super simple for businesses to enroll with us!

Diverse Payment Options

Make it easy for your customers to pay with a wide range of payment options online, offline, and in-app.

Simple Straight-forward Pricing

Payor’s pricing is designed for keeping business transactions easy to process, without any complexified charges or dubious policies.

Easy Switch Back

If you feel the program isn’t working out for you, it’s easy to switch back to the already great Credit Card plans.

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Flat Rate Details

Enjoy low, fixed, and predictable Credit Card rates that keep payment processing highly profitable for your business. Flat Rate is simple to calculate and keep a track of.
49% +15¢ per transaction, 98% Keyed & Non-Qualified, $19.90 per Month*

Free Payor Account

One Account for Retail, MOTO, & eCommerce

Free Next Day Funding

No PCI Fee**

No Network Fee

24/7 Merchant Support

Flat Rate Compatible Solutions

Point of Sale

A powerful POS for stores, restaurants, and establishments with high-volume payments. Integrate Payor POS or BYOD.


Configure a terminal for processing payments with the Z11 machine for a deal price or BYOD.


The best way to accept and process payments on-the-go, our mobile solution is easy to carry around, and use.


Seamlessly integrate Payor payment solutions in your eCommerce website or mobile app for a robust checkout experience.

Virtual Terminal

Start processing credit, debit, & ACH payments from anywhere in the world with this smart technology available at Payor.

Get Started With Flat Rate

Decrease the complexity, costs, and crunch of Credit Card Processing. Flat Rate offers a merrier payment collection plan for your business. Get in touch or sign up for Payor, to start enjoying Flat Rate in no time.