Interchange +

Processing Credit Cards Just Became Easier and Even More Business-Friendly

With Interchange+, your business enjoys rock-bottom Credit Card processing fees, alongside Payor’s compliance promise. Just 0.3%, that’s it.

Interchange + Features

Easy On-boarding

Get started with Payor’s  Interchange + program without long approval queues or hefty documentation. We have made it super simple for businesses to enroll with us!

Diverse Payment Options

Make it easy for your customers to pay with a wide range of payment options online, offline, and in-app.

Simple Straight-forward Pricing

Payor’s pricing is designed for keeping business transactions easy to process, without any complexified charges or dubious policies.

American Express Support

You can now offer Visa, MasterCard, and Discover rates to your American Express customers.
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Interchange + Details

Interchange + makes payment processing not only easier but extremely affordable with the lowest transaction costs.
With Interchange +, you get to enjoy
0.3% Over Interchange +15¢ per transaction on every swipe, dip, & tap

$5.00 Statement Fee

$3.42 Regulatory Fee

Free Next Day Funding

Free Payor Account

Bring Your Own Compatible Device (BYOD)

24/7 Merchant Support

Interchange + Solutions

Point of Sale

A powerful POS for stores, restaurants, and establishments with high-volume payments. Integrate Payor POS or BYOD.


Configure a terminal for processing payments with the Z11 machine for a deal price or BYOD.


The best way to accept and process payments on-the-go, our mobile solution is easy to carry around, and use.


Seamlessly integrate Payor payment solutions in your eCommerce website or mobile app for a robust checkout experience.

Virtual Terminal

Start processing credit, debit, & ACH payments from anywhere in the world with this smart technology available at Payor

Get Started With Interchange+

Getting Started with Interchange + is easier than collecting cash. You can transform your payment experience in just three simple steps; Contact Us, Choose a payment Solution, File an application.
In less than 72 hours, you’ll be live on Payor.